Our Services

While developing customized financial strategies, we will walk you through a step-by-step process that will help make you feel confident in your decisions.

Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives, and can help you execute those strategies utilizing from among the following products and services:



  * Financial Organization:

 > After gathering all the facts necessary we work on simplifying your financial life.

  * Education: Retirement Income planning and how to coordinate your social security

    income with all accounts including all 401k / IRA/ 403b/ 457 DC plans.

  * Action Plans/ Proposals: The next logical step is implementation of your plan.  I will provide an action plan that will be your blue print to refer to as time goes by. It will keep you focused and also will alllow us to chart your progress  during our annual reviews.


 Products & services  that can provide solutions to help you work toward your goals:

 * Social Security: What age should you begin social security as well as spousal strategies that may put more money in your pocket that you did not know you qualified for.

 * Annuities with income riders designed to help pay for home

    health care and nursing home costs. Riders are available at additional cost.

 * Mutual Funds/Managed Accounts

 * Life Insurance to help protect and replace what you will consume during your

    30 plus years in retirement.

  * Life / Long Term Care Hybrid Insurance Policies. If you have life insurance policies active- either term life or policies with cash value it is worth your time to review how your current policy differs from the combo life/ Long term care policies available today.  I do all the work and share what i discover with you.

   * Medicare Supplement planning. All companies and plan options are offered.

   * An honest advisor with integrity who truly cares about your financial and personal life.

   Call Ryan today: 515-771-6482 or email Ryan today: rklyn@brokersifs.com




We do not offer tax or legal advice.  Please consult with your tax and legal advisors regarding your individual situation.

Not associated with or endorsed by the Social Security Administration or any other government agency.

Fixed Annuities are long term insurance contracts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract.  Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty in addition to any ordinary income tax.  Any guarantees of the annuity are backed by the financial strenght of the underlying insurance company.  Riders are available for an additional fee - some riders may not be available in all States.

Mutual Funds are sold by prospectus.  Please consider the investment objectives, risks, charges, and expenses carefully before investing in Mutual Funds.  The prospectus, which contains this and other information about the investment company, can be obtained directly from the Fund Company or your financial professional.  Be sure to read the prospectus carefully before deciding wheather to invest.